Many clients have benefited from the free advice and services from our organisation and noted below are some examples.

To comply with the Data Protection Act their names and localities have been changed

Case Studies:

Miss Loren

Miss Loren from Dundee had run up debts of £70,000 following a relationship breakdown. She is now in a Protected Trust Deed, paying £200 per month and all her debts will be paid off in three years.


Mr & Mrs Bruce.

Mr & Mrs Bruce of Glasgow were both in well paid jobs and gave very little thought to the debts they had built up as they could always manage to meet their monthly payments.
Eventually their payments became too much to handle resulting in missed payments and late payment charges being levied against them.
Before they realised it, together with arrears in council tax, credit cards and personal loans they had amassed debts in excess of £40,000. As their debts totalled less than their equity in their home, they were able to clear all their debts and reduce their monthly commitments by simply re-mortgaging.


Mr & Mrs Kerr
Mr and Mrs Kerr of Edinburgh (Tenants) had run up debts of £40,000 and were experiencing difficulties in making the monthly payments. They are now contributing to a Protected Trust, paying a total of £250 per month and both will be debt free in three years time.


For FREE advice or to arrange a FREE home visit, complete our simple on line form or call us FREE on 0800 011 2322 and one of our advisers will be happy to discuss your personal circumstances with you.




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© The Debt Advisory Service (Scotland) Ltd 2006